Karthik Jerome

As housing prices surge in top cities, there are ways to strike a good deal

Expensive property may force you to make some compromises but make sure you don't sacrifice the essentials

Rebalance portfolio by directing SIPs towards underperforming assets

New investors who have picked funds based solely on past performance-primarily mid- and small-cap funds that have outperformed in recent times-should diversify their portfolios

Smaller size, fewer disclosures, light scrutiny make SME IPOs risky bets

Retail investors' listing day gains could vanish if market sentiment turns, causing losses

Buy art insurance cover on agreed value basis to avoid claim dispute

Art insurance offers protection against most of the risks like burglary, fire, water damage, accidental damage, terrorism, and many more

Avoid partial payout: Buy health insurance cover with fewer sub-limits

If you feel unfairly treated, you can complain to the insurance ombudsman or switch to another provider

SSY: Attractive scheme for girl child, provided you don't mind lock-in

An account can be opened for a girl child below 10 years of age. It matures 21 years from the end of the financial year in which it was opened

Evaluate company's fundamentals and valuation before investing in IPO

If the firm is of a sound quality but the valuation is high, wait for a price correction

Passive funds are growing: How you can benefit by investing in them

Demand and supply factors have led to the preference for passive funds

UPS or NPS: Younger employees and risk-takers likely to stick to NPS

UPS merges elements of defined contribution and defined benefit. Under NPS, employees contribute 10 per cent of their salary while the government contributes 14 per cent

As markets rise, here is a roadmap for new investors to avoid accidents

Be mindful of risks and avoid overly aggressive fund strategies at the start of your investment journey

Prefer diversified, value-driven approach? Go for equal-weight index fund

Investors seeking greater diversification in their portfolios may consider equal-weight indices

Weathering the storm: Strategies for managing risks amid market turbulence

Market volatility is inevitable; staying focused on long-term goals is key to navigating it successfully

Beware, over-leveraging with top-up home loan could cost your home

A top-up home loan's tenure can, in theory, extend up to the residual tenure of the home loan

Health insurance premiums are rising: Here is how to stay covered

Combine base policy with super top-up; buying a multi-year policy will also help

Lock into best fixed deposit rates for up to a three-year tenure

Senior citizens will receive an additional 50 basis points over these rates.

Try pay-as-you-drive insurance cover if driving under 10K km annually

A standard motor insurance plan has no cap on the number of kilometres (kms) a customer can drive. "In a PAYD plan, customers opt for a predefined number of kilometres

Costlier term cover: Opt for high claim settlement with low premium

Narrow down prospective insurers' list to well-known players with strong claim settlement ratios, then select one offering lowest price

Life insurance premium rates are rising; select one at early age

Narrow down the list of prospective insurers to well-known players having strong claim settlement ratios, then select one offering lowest price

BAFs: Check equity exposure range; select fund based on risk appetite

Currently, retail investors perceive equity market valuations to be expensive

Buy adequate home insurance to rebuild property in case of monsoon damage

Use carpet as measure area to determine the sum insured