Incisive columns and editorial comment by top opinion leaders

Opinion,  Editorial Comment, Columns | Business Standard

Bonds, Govt bond

Increasing foreign presence in the debt market will release the pressure on our banks and free up money for lending since demand for loans is far higher than deposit mobilisation

Indian bonds in global markets

Business Standard

NBFCS

Microfinance Loan: There are many contributing factors to the growth and new-found enthusiasm for microfinance

A new dawn for microfinance

rupee, loan, indian rupee

The hottest conversation topic on every bank's treasury floor is internationalisation of the rupee

The path ahead for the rupee

RBL Bank

Why M&M has invested in RBL Bank and what does the bank look like

The M&M-RBL Bank saga

e-rupee, digital currency

Why would anybody shift from UPI to CBDC? What are its advantages over UPI?

A step-by-step approach to CBDC

Banks credit growth

Barring few, most banks have shown a drop in the low-cost CASA. Ditto their net interest margin. The credit quality is holding up, but some banks have reported fresh slippages

Good run for banks, but for how long?

Nitin Desai

There are a few lessons to be learnt from art director Nitin Desai's suicide

The death of a defaulter

RBI, Reserve Bank of India

Any chance of a rate cut has moved further away - to the second half of FY25, for now

Status quo policy with hawkish undertone

RBI has committed to remain nimble in its liquidity management, ensuring adequate resources are available for growth and orderly completion of govt's record Rs 15.43 tn market borrowing programme

Expect status quo, both for rate and policy stance

lending,P2P,P2P platform, P2P lending, loan

Before it is too late, the RBI should come down on practice of renting out the P2P licence and some of them playing fund managers instead of offering a meeting platform to borrowers and the lenders

When P2P platforms act like deposit-taking NBFCs

Bank

Uday Kotak

Banking Governance: The RBI has started showing the door to those who compromise on governance, but its patience for non-performance is still pretty high

For how many years should one run a bank?

Bank, Banking, PSBs

If we want public sector banks to compete with their private peers, they should get competitive compensation, linked to performance

Pay public sector bankers well, and give them a break on Saturdays

It's time for the government, the majority owner of public-sector banks, to reap the benefit of the rally in bank stocks

Banker's Trust: Make hay while the sun shines | PSBs in India

HDFC merger

The merger will push the bank's retail loan, as well as the secured loan portfolio and lengthen the average maturity profile of loans

HDFC Bank 1994 + five banks + HDFC = HDFC Bank 2023

banks, finance

student loan, student scholarship, loan, education visa, US education

Education finance sector analysis: Education finance is a complex and dynamic sector. There are too many variables - the course, the calibre of students, the universities, and the job prospects once the course is over

Behind Credila's success on education loan turf

idbi bank

Consultation with the RBI is on to check how many technical bidders are 'fit and proper'. In the next stage, financial bids will be called and IDBI Bank will open up the virtual data room for bidders

Everything you want to know about IDBI Bank

Challenges for banking sector performance: There are challenges ahead. It won't be easy for the banking sector to put up a better performance every quarter

Stellar show by banks, but will it continue?

RBI, SHAKTIKANTA DAS, RESERVE BANK OF INDIA

In the aftermath of the pandemic, the RBI was tolerating inflation at the higher end of the band. Now, the focus is on bringing it down to the 4% target

A cautious pause, rate cut not anytime soon

RBI Governor Shaktikanta Das

We have come to the end of the rate-hike cycle. The speculation is on the timing of the first rate cut. It won't happen anytime soon

Status quo on rate, but will the stance change?

banks, loans, bank regulations, fintech

The Indian market offers limitless possibilities. International banks are aware of this but not many seem willing to explore it

Is the foreign banking landscape changing in India?

bond yields

On May 5, WHO announced the end of the global health emergency triggered by Covid pandemic. How did the Reserve Bank fare during this period that changed the ways of the world?

Fighting Covid-19 pandemic, the RBI way

Bidhuri may be a small fry in the larger calculus of the party. Yet, in his blundering and uncultured way, he was voicing in Parliament what has already been normalised on the streets

Bidhuri

Here is the best of Business Standard's opinion pieces for today

indian firms, economy

The RoDTEP scheme was introduced in September 2021 for exports made with effect from January 1, 2021

Private sector likely to get limited access to Gati Shakti portal

exports

Five resolutions placed by KRBL were rejected, including that of increasing remuneration of managing director (MD) and chairperson, three joint MDs and one whole time director

Just a few days before Invesco’s notice, proxy advisory firm Institutional Investors Advisory Services (IIAS) had asked Zee shareholders to vote against Kurien and Chokhani.

Corporate governance, Shareholders

Special efforts will be made to improve road connectivity and provide last-mile connectivity

hawa mahal, jaipur, rajasthan, clouds, tourism, historical palaces

All four junk-rated notes were indicated lower on Monday, Bloomberg-compiled data showed. The August 2024 bond posted the biggest drop, down 0.6 cents on the dollar to 62.6 cents

Vedanta, minning, manufacturing

Create conditions for companies to stay in and fight

As the festival season approaches, followed by elections, state and national, there will be pressure on liquidity since cash with the public will rise

The National Commission found no merit in Bhullar's claim that mental tension had affected his performance since he had performed well on the first day

Gaganjeet Bhullar

This is not all. Not only are we not conserving the existing stock of medicines, the drug pipeline for new antibiotics is drying up, or has done so already