The India Meteorological Department (IMD) has predicted a fifth consecutive year of normal monsoon. A good monsoon, while essential, presents challenges for car owners who live in areas prone to heavy rains, floods, and water logging. Parthanil Ghosh, president-retail business, HDFC ERGO General Insurance, says, “For such geographies, it’s always wise to choose a few add-ons to protect against potential damages that might unexpectedly arise during the monsoon season.”
Pre-monsoon vehicle maintenance should be your first step. If you only have third-party insurance, get a comprehensive cover. Next, buy a few relevant add-ons to avoid having to pay for certain costs out of your own pocket. Let us discuss two must-have add-ons first.
Engine protection cover: A comprehensive policy typically doesn’t