Non-disclosure doesn't apply to known facts

Pawan Kumar had taken several policies from Life Insurance Corporation of India (LIC). The first three policies were taken between 1997 to 2007. The fourth policy was taken on November 17, 2009. The fifth and last policy with a coverage of Rs. 15 lakh was taken on November 18, 2009.

Paswan received burn injuries during some dispute, and expired on 30.11.2009. A first information report (FIR) was filed against the accused at Sonepat Police Station in Haryana.
 

Subsequently, when Paswan's brother Jagjit lodged a claim under the last policy issued on November 17, 2009, Life Insurance Corporation (LIC) repudiated it on March 31, 2012 on the ground that the insured had failed to disclose particulars of the previous policy taken on